Participating in the Annuity Fund
If you are a member of Local 94 and work for an employer who contributes to the Local 94 Annuity Fund, you are eligible to participate in the Plan. You become eligible to participate on your first day of work for which an employer is required to contribute to the Plan.
You are not eligible to participate in the Plan if you are an independent contractor, paid through a third-party leasing company or other third-party agency, or if you are classified by a Contributing Employer as a leased employee, even if you are working for a Contributing Employer.
Enrolling in the Fund
Once you become eligible to participate in the Plan, an Individual Account will be set up in your name. Your account holds all required contributions made on your behalf by Contributing Employers, as well as any eligible funds rolled over from previous accounts.
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When am I eligible to take a loan?
A participant must be actively employed with a participating employer for at least three years immediately prior to the loan request. Retired participants are not eligible for a loan. For more information, please go to the Annuity Fund section of this site.