The information contained in this website is intended to provide highlights of, and general information relating to, the many benefits available to you as a member of a collective bargaining unit represented by the International Union of Operating Engineers, Local 94-94A-94B, AFL-CIO (“Local 94”). Such information may be subject to amendment and updating without notice.
In the event of any inconsistency between the information on this website and the official plan documents for the Central Pension Fund of the International Union of Operating Engineers, Health and Benefit Fund, Annuity Fund, Training Fund, Scholarship Fund, and the International Union of Operating Engineers Local 94, the official documents, as interpreted by the Fund Trustees and the Executive Board, in their sole and absolute discretion, will govern.
The Board of Trustees of each of the above Funds reserve the right to amend, modify or wholly or partially terminate the plan of benefits relating to any or all of such Funds. Local 94 and its Executive Board shall not be liable for any actual losses or damages or anticipated profits or benefits.
Through this website you are able to link to other websites which are not under the control of Local 94. The inclusion of any link to other websites does not imply a recommendation or endorsement by Local 94 of the information contained within those sites.
While the information contained within this website is believed to be accurate, no representation or warranty, express or implied, is or will be given by Local 94, its Executive Board or the Trustees of the Funds as to the accuracy or completeness of this information or opinions or financial forecasts contained herein.
Any personal information submitted via this website, whether by email or other means, will be used solely by Local 94, its Executive Board and the Trustees of the Funds and will not be disclosed to any third parties.
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Why is my defaulted loan appearing on my Annuity Fund statement (and why is it increasing)?
IRS regulations require loans that are deemed to be in default to be tracked and to accumulate interest until distribution. Disclosure rules require this information to be displayed on the statement. This amount is not invested, and it is not deducted from the invested amounts at distribution. A participant may pay back the defaulted loan in full plus interest at any time, and that repaid amount will not be taxable at distribution.