Affiliated Funds
The Local 94 Benefit Funds
Our members work hard to keep our city running. In turn, we strive to provide the best benefit plans to our members and their eligible dependents.
The benefits highlighted in this site were developed to provide our members with a comprehensive health and welfare package, as well as security and peace of mind in their retirement through the annuity and pension benefits.
Please continue to look through the site and discover much more about your benefits, find answers to frequently asked questions and access helpful links and resources to assist you in making the most of your various benefit plans.
IMPORTANT REMINDER
It is the obligation of every member to be certain that the Union and Benefit Funds have their current address, phone number, cell number and email address. Please complete and send in the Contact Information (PDF). The form must be fully completed and signed by the member.
Failure to keep the Union advised of your current address will result in $50 fine in accordance with the by-laws.
Our Board of Trustees
Annuity Fund
| Union Trustees | Employer Trustees |
|---|---|
| Kuba J. Brown | Howard Rothschild |
| Thomas M. Hart | Thomas Hill |
| Michael Gadaleta | Robert Schwartz |
| Raymond Macco | Stephen Brennan |
Training Fund
| Union Trustees | Employer Trustees |
|---|---|
| Kuba J. Brown | Howard Rothschild |
| Michael Gadaleta | Robert Schwartz |
| Thomas M. Hart | Nicholas Lanzillotto |
| Raymond Macco | Chi Chu |
| . | Stephen Brennan |
Health and Benefit Trust Fund
| Union Trustees | Employer Trustees |
|---|---|
| Kuba J. Brown | Howard Rothschild |
| Thomas M. Hart | Thomas Hill |
| Michael Gadaleta | Robert Schwartz |
| Raymond Macco | Stephen Brennan |
Scholarship Fund
| Kuba J. Brown |
| Raymond Macco |
| Michael Gadaleta |
More topics in this section:
- Health and Benefit Trust Fund
- Sick Fund
- Annuity Fund
- Training Fund
- Scholarship Fund
- Central Pension Fund
- Benefit Funds Staff
- Life Events
FAQs
What are the acceptable reasons for taking a loan from my Annuity Fund account?
In certain cases, you can take out a loan from your Annuity Fund account. Reasons to take out a loan include:
- Buying or fixing a principal residence
- Medical bills that are not reimbursed by medical insurance
- Educational expenses (tuition) at an accredited school, including vocational school, at any level
- Expenses incurred for the legal adoption of a child
- Funeral expenses incurred because of the death of your Spouse or a dependent child
You are eligible to apply for a loan if you are actively employed by a Contributing Employer, and you have been so employed for at least three years. You may have only one loan outstanding at a time. An outstanding loan balance (active or defaulted) must be paid in full prior to applying for a subsequent loan (except those loans that were defaulted prior to January 1, 1996). The maximum loan amount is the lesser of $50,000 or 50% of your account balance.
For more information, please go to the Annuity Fund section of this site.