Substance Abuse and Rehabilitation
Non-Medicare Retiree Plan
The inpatient Substance Abuse and Rehabilitation benefits are administered by the Plan's hospital and medical benefits carrier for inpatient rehabilitation. If you utilize a participating facility for these services it will be covered in full. If you utilize a non-participating facility for services you will be responsible for any deductible and co-insurance and you can be balance billed for charges in excess of the negotiated rate paid by Anthem.
Find a Network Provider
For more information on how your substance abuse and rehabilitation benefits work and what is covered, please contact the Fund Office or your carrier.
Basic Retiree Plan
The inpatient Substance Abuse and Rehabilitation benefits are administered by the Plan's hospital and medical benefits carrier for inpatient rehabilitation. There is no network. All benefits are paid based on a Schedule of Allowances. You can be balance billed billed for charges in excess of the Schedule of Allowances paid by the carrier. For more information on how your substance abuse and rehabilitation benefits work and what the Plan covers, please contact the Fund Office. Our plan covers many medical services, including basic preventive screenings, doctor and specialist visits, surgical services, substance abuse and rehabilitation benefits and more.
Membership Assistance Program (MAP)
The Membership Assistance Program (MAP) is comprised of Union members who provide support and intervention in regard to Substance Abuse and Alcohol Abuse. This support group meets at 4:00 pm every second Wednesday of the month. If you would like further information about this program, please call 212-331-1848.
FAQs
What are the acceptable reasons for taking a loan from my Annuity Fund account?
In certain cases, you can take out a loan from your Annuity Fund account. Reasons to take out a loan include:
- Buying or fixing a principal residence
- Medical bills that are not reimbursed by medical insurance
- Educational expenses (tuition) at an accredited school, including vocational school, at any level
- Expenses incurred for the legal adoption of a child
- Funeral expenses incurred because of the death of your Spouse or a dependent child
You are eligible to apply for a loan if you are actively employed by a Contributing Employer, and you have been so employed for at least three years. You may have only one loan outstanding at a time. An outstanding loan balance (active or defaulted) must be paid in full prior to applying for a subsequent loan (except those loans that were defaulted prior to January 1, 1996). The maximum loan amount is the lesser of $50,000 or 50% of your account balance.
For more information, please go to the Annuity Fund section of this site.