Remember to Sign Up for Local 94 Text Messaging
Last year, I.U.O.E. Local 94, 94A, 94B and the Affiliated Funds started a text messaging program to provide the latest news and updates to members and participants. The goal is to provide important updates to you in a timely manner. We will NOT be sharing any of your information with any entities outside of the Union and the Funds.
Before you can receive text messages from us, you must provide express written consent to join the program—and make sure we have your current mobile phone number. Once we receive your written consent, you will start to receive communications from us. You can choose if you want messages from the Union and all of the Funds—or from just one or some of our entities.
You will only need to provide us with the authorization once, and it will last for as long as you are a member or participant—or until you decide to opt out of the text messaging program.
If you have not already completed the Contact Information Form, you can find it on the in the Local 94 Forms section on theForms page of our website.
Sign up today!
FAQs
What are the acceptable reasons for taking a loan from my Annuity Fund account?
In certain cases, you can take out a loan from your Annuity Fund account. Reasons to take out a loan include:
- Buying or fixing a principal residence
- Medical bills that are not reimbursed by medical insurance
- Educational expenses (tuition) at an accredited school, including vocational school, at any level
- Expenses incurred for the legal adoption of a child
- Funeral expenses incurred because of the death of your Spouse or a dependent child
You are eligible to apply for a loan if you are actively employed by a Contributing Employer, and you have been so employed for at least three years. You may have only one loan outstanding at a time. An outstanding loan balance (active or defaulted) must be paid in full prior to applying for a subsequent loan (except those loans that were defaulted prior to January 1, 1996). The maximum loan amount is the lesser of $50,000 or 50% of your account balance.
For more information, please go to the Annuity Fund section of this site.



