Preventive Care
Preventive care is an important and valuable part of your healthcare. Regular physical checkups and appropriate screenings can help you and your doctor detect illness early.
The Trust Fund provides many preventive care services for a small copayment when you use in-network providers.
What’s Covered
Preventive care takes many forms. Below are some of the preventive medical care services covered by the Health and Benefit Trust Fund:
- Annual Physicals
- The annual physical examination benefit is payable once per Calendar Year per person. You can get an annual physical from a network provider. There is a copayment for your annual physical when you use a network provider. Physicals are NOT covered if you use an out-of-network provider.
- Diagnostic Screenings
- Cancer
- Cholesterol
- Diabetes
- Osteoporosis
- PSA
- Well-Woman Care
- Office visits
- Bone density tests
- Mammograms
- Pap smears
- Well-Child Care
- Newborn hospital visits
- Office visits
- Immunizations for DPT (diphtheria, pertussis and tetanus), polio, MMR (measles, mumps and rubella), varicella (chicken pox), and more
- Flu and COVID Shots
- Covered 100% for Local 94 participants who go to a network pharmacy
Your Preventive Benefits At-a-Glance
View a schedule of preventive care benefits.
FAQs
I am getting a divorce. What do I need to do in terms of my pension?
You must provide the Central Pension Fund with a copy of the entire divorce decree. We recommend that you also visit the Central Pension Fund website for information about Qualified Domestic Relations Orders (QDROs) and visit the Life Events page on this site to see what you need to do for your other benefits.